Hopi Credit Association — Business & Micro-Enterprise Loans
Hopi Credit Association
Up to $100,000
Capital for Hopi business owners
Hopi Credit Association is a Native Community Development Financial Institution (CDFI) serving the Hopi Tribe from Keams Canyon, Arizona. It provides financial products, education, and training to advance the economic development of Hopi tribal members, offering Personal, Business, Home Construction/Improvement, and Mobile Home loans. For business owners on Hopi it offers a Business Loan of up to $100,000 for business expansion or start-up, and a Micro-Enterprise Loan of up to $5,000 for purchasing raw materials, supplies, and small acquisitions. Every business loan requires a Hopi Business License or Peddlers Permit (obtained through the Hopi Tribe Office of Revenue Commission). To qualify, applicants must be enrolled with the Hopi Tribe, reside on the Hopi reservation, and have verifiable income. The association pairs lending with business support, training sessions, and networking opportunities.
- Funding type
- Loan
- Level
- Private
- Amount range
- Up to $100,000
- Realistic amount
- New and very small Hopi enterprises typically use the Micro-Enterprise Loan (up to $5,000) f…
- Deadline
- Rolling — applications accepted year-round.
- Status
- active
- States
- Arizona
- Payment model
- loan
Who qualifies
- Enrolled member of the Hopi Tribe
- Reside on the Hopi reservation
- Have verifiable income
- Hold (or obtain) a Hopi Business License or Peddlers Permit for any business loan
- Business purpose consistent with the loan product (Business Loan or Micro-Enterprise Loan)
Hard requirements
- Reserved for minority owned businesses
- Must be in a rural area
What it covers
Eligible expenses
- Business start-up costs
- Business expansion
- Raw materials and supplies (Micro-Enterprise Loan)
- Small business purchases / acquisitions
Ineligible expenses
- Personal expenses unrelated to the business
- Businesses operated off the Hopi reservation by non-eligible applicants
- Speculative or non-business purposes
How to apply
-
1
Confirm eligibility and licensing
Verify Hopi enrollment, reservation residency, and verifiable income; contact the Hopi Tribe Office of Revenue Commission ((928) 738-2205) about the required Business License or Peddlers Permit.
~3 hrs
-
2
Contact Hopi Credit Association
Reach out (admin@hopicredit.us / (928) 738-2280) to discuss whether the Business Loan or Micro-Enterprise Loan fits and what documentation is needed.
~2 hrs
-
3
Submit application and documentation
Provide the loan application, proof of license/permit, income verification, and a description/plan for the business use of funds.
~5 hrs
-
4
Underwriting, approval, and disbursement
Hopi Credit Association reviews the request and, on approval, disburses funds per the loan agreement.
~2 hrs
Secure your Hopi Business License or Peddlers Permit from the Office of Revenue Commission first — it's a hard prerequisite for any business loan, and having it in hand before you apply removes the single most common cause of delay. The $5,000 Micro-Enterprise Loan is the fast on-ramp for craft, food-vendor, and materials-based ventures.
Deadline & timing
No application cycle. A Hopi Business License or Peddlers Permit (via the Hopi Tribe Office of Revenue Commission) is required for business loans and should be secured as part of the process.
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Last reviewed 2026. GrantCompass is an independent funding-discovery tool and is not affiliated with any government agency. Always confirm details on the official program page.