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between-intakes Municipal Forgivable Loan

Seattle Tenant Improvement Program

City of Seattle Office of Economic Development (OED)

Up to $50,000

The short version

Seattle forgivable grants for signs and equipment

Forgivable loan program that functions as a grant for independently owned Seattle small businesses making signage or equipment upgrades. Sign package awards up to $15,000 cover replacement exterior signage; equipment package awards up to $50,000 cover commercial equipment from suppliers. The loan converts to a fully forgiven grant after the business remains operational for one year post-completion and meets community benefit requirements. Annual application cycle; 2026 window was March–April 13.

Funding type
Forgivable Loan
Level
Municipal
Amount range
$50,000
Realistic amount
Sign package recipients typically receive the full award for signage replacement. Equipment package recipients typically…
Deadline
Annual cycle — 2026 window: March 2 – April 13, 2026 (closed). Next cycle typically opens spring 2027.
Status
between-intakes
States
WA
Payment model
reimbursement

Who qualifies

Hard requirements

What it covers

Eligible expenses

  • Sign Package: exterior commercial signage materials (signs, lettering, vinyl graphics — materials only; installation labor is ineligible)
  • Equipment Package: commercial-grade equipment purchased from commercial suppliers (kitchen equipment, refrigeration, specialized machinery — from commercial suppliers only, not consumer retail stores)
  • Equipment Package does not cover installation — only the equipment purchase itself

Ineligible expenses

  • Signage or equipment installation labor costs
  • Equipment purchased from consumer retail stores (must be commercial suppliers)
  • Interior improvements beyond equipment (renovation, construction, flooring, etc.)
  • Franchise or chain business locations
  • Inventory, supplies, or consumables
  • Businesses with more than 2 locations or 50+ employees
  • Nonprofits (including 501(c)(3), (c)(6), or (c)(19) organizations)

How to apply

  1. 1

    Monitor the City's announcement for the next cycle opening

    The 2026 cycle is closed (April 13, 2026 deadline passed). The 2027 cycle is expected to open in early spring 2027. Subscribe to the OED newsletter at seattle.gov/economic-development for advance notice.

  2. 2

    Determine your package type (sign or equipment) and get quotes

    Sign Package: for replacing exterior commercial signage (materials only — installation labor is excluded and must be paid by the business). Equipment Package: for purchasing commercial equipment from a commercial supplier (installation excluded). Obtain quotes from vendors before applying; award amounts are capped at actual costs up to the package maximum.

  3. 3

    Submit application via the online portal during the open window

    Complete the online application when the portal opens. Provide business license, B&O tax filings, revenue documentation, a description of community benefit, and vendor quotes. Applications not submitted before the window closes are not accepted.

  4. 4

    Receive award notification and sign contract

    Selected applicants are notified approximately 8 weeks after the application deadline (June 2026 for the current cycle). You must sign the award contract within 2 months of notification.

  5. 5

    Purchase and install; request reimbursement; complete 1-year performance period

    Purchase approved items and submit paid receipts for reimbursement draw requests. All spending must be complete within 6 months of contract signing. The loan converts to a grant after 1 year of continued operation and satisfaction of community benefit requirements.

Insider tip

Installation labor is explicitly excluded from both packages — budget for it separately. The loan-to-grant conversion requires 1 full year of continued operation after the last draw; if you close before then, the loan becomes due.

Deadline & timing

The program runs an annual application cycle. The 2026 window opened March 2 and closed April 13. Selected applicants are notified in June and must contract within 2 months of award and fully expend funds within 6 months of signing. Plan projects 12+ months ahead to align with the annual cycle.

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Last reviewed 2026. GrantCompass is an independent funding-discovery tool and is not affiliated with any government agency. Always confirm details on the official program page.