Secretsos Small Business Grant
Secretsos Foundation
$2,500 (quarterly)
Quarterly grant for bank-loan-denied US SMBs
Secretsos Foundation awards quarterly $2,500 grants to underserved small business owners in the US, targeting those who have been denied bank loans or don't qualify for traditional financing. Each quarter features one to three themed grants — Q2 2026 has one general grant available for any qualifying US business with an age 21+ owner. A $15 application fee is waived for subscribers to the Top Secret Funding Blueprint service. Applications are judged on financial need, business viability, and community impact.
- Funding type
- Grant
- Level
- Foundation
- Amount range
- $2,500 – $2,500
- Realistic amount
- $2,500 (fixed award per winning applicant per quarter)
- Deadline
- Q2 2026: June 30, 2026 at 11:59:59pm CT
- Status
- active
- States
- Nationwide
- Payment model
- lump sum
Who qualifies
- US-based active registered business
- Business owner must be at least 21 years old
- Must operate within US states or territories
- Preference for underserved entrepreneurs: women-owned, veteran-owned, minority-owned, or previously denied bank loan
- Business must be actively operating (not pre-launch)
What it covers
Eligible expenses
- Business operations and working capital
- Equipment and tools for the trade
- Inventory and supplies
- Marketing and advertising
- Professional services (legal, accounting)
Ineligible expenses
- Personal living expenses
- Debt repayment
- Expenses incurred before grant award
How to apply
-
1
Review Q2 grant categories
Visit secretsos.com/grants to see the specific Q2 2026 grant categories available. Each quarter may feature themed grants (e.g., specific trades, demographic groups) alongside a general category. Ensure your business fits at least one open category.
~0.5 hrs
-
2
Pay $15 application fee (or subscribe)
Pay the $15 non-refundable application fee. Fee is waived for subscribers to the Top Secret Funding Blueprint monthly service — calculate whether subscription makes financial sense if you plan to apply multiple quarters.
~0.25 hrs
-
3
Complete application at secretsos.com/grants
Fill out the online application covering your business background, why you need the grant, how you've been underserved by traditional financing, and your planned use of funds.
~1.5 hrs
-
4
Submit before June 30, 2026 at 11:59:59pm CT
Submit before the hard deadline. Late applications are not accepted.
~0.25 hrs
-
5
Await winner notification
Winner announced on or around July 30, 2026 (approximately 30 days after Q2 closes). Check email and the Secretsos website for announcement.
~0 hrs
Only one grant awarded per quarter from the general pool — odds improve sharply by applying to any available demographic-specific category (Native American, Utah HVAC, etc.) if you qualify. Reapply every quarter; past applicants are eligible again.
Deadline & timing
Q2 2026 window runs April 1 – June 30, 2026. Q3 2026 will run July 1 – September 30. Winners announced on or around the 30th day following the quarter's close (Q2 winner announced ~July 30, 2026). New quarterly cycles open automatically.
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Last reviewed 2026. GrantCompass is an independent funding-discovery tool and is not affiliated with any government agency. Always confirm details on the official program page.