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Status report · Veteran-owned · August 24, 2026

Veteran Business Grants Open Right Now — August 2026

Seven US funding programs in the GrantCompass catalog are written specifically for veterans, service members and military families. On August 24, 2026, not one of those seven is an open cash grant. Three are open and free — a certification, a counselling network and an unpaid accelerator. Two are between annual cycles. Two ended this year when the foundation behind them shut down. Widen the frame to every program a veteran owner can actually use and the catalog holds 26: 16 are accepting applications today, and exactly 1 of those 16 is a cash grant — the Secretsos Small Business Grant, $2,500, closing September 30, 2026.

26programs verified for this page
7written specifically for veterans
0of those 7 is an open cash grant
$10Kmedian ceiling across the 9 grant programs

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Changed since our last sweep: the StreetShares Foundation Veteran Small Business Award and the Military Entrepreneur Challenge both ended when Second Service Foundation shut down. The one dated cash window left is Secretsos, September 30, 2026. Full ledger below.

Data date August 24, 2026. Every status, deadline and amount featured in the prose, the capsules and the verdict section below was checked against the administering organisation’s own page on August 24, 2026; table rows carry GrantCompass catalog values, and the methodology says where the two differ. Recomputed monthly; the URL stays put while the numbers move, which is why it is worth saving and a screenshot is not.

What a veteran-owned business can actually apply to on August 24, 2026

All 26 programs are printed below with the status GrantCompass verified on August 24, 2026, sorted into three tiers by how directly the program is aimed at veteran owners. The router filters them by the thing that actually decides whether a program is worth an evening: what it hands you at the end. 9 of the 26 hand over a cash grant, 11 hand over borrowable capital through a lender, and 6 hand over contract eligibility, training or advisory time and no money at all. Program names link to the GrantCompass page for that program, where the full eligibility detail lives.

Showing 26 of 26 verified programs

ProgramWhat it paysStatus & next dateWho it is written forIntel
SBA Veterans Business Outreach Centers (VBOC)Program · NationalFree counseling servicesOpen Always open — walk-in, no application deadlineAny veteran, service member, National Guard or Reserve member, or military spouse6/7 locked
SBA Veteran Small Business Certification (VetCert) — VOSB / SDVOSBProgram · NationalContract access (no cash award)Open Always open — free application at certifications.sba.gov51%+ veteran-owned firms (VOSB) and service-disabled veteran-owned firms (SDVOSB)6/7 locked
PenFed Foundation Veteran Entrepreneur Program (VEP)Program · NationalFree (no cash grant, travel covered)Open Rolling — the selection committee reviews monthly; five 2026 cohorts run February to NovemberVeteran, active-duty and military-spouse founders; one track per person per year6/7 locked
Farmer Veteran Fellowship FundGrant · National$1,000–$5,000Between 2026 window ran January 5 to February 17, 2026; 122 awardees announced May 1, 2026Veterans farming or ranching, for named equipment and inputs6/7 locked
DAV Patriot Boot CampProgram · NationalNon-dilutive pitch prizesBetween 2026 boot camp ran June 10–12 in Salt Lake City; applications closed May 18, 2026Veteran, active-duty and military-spouse founders at any stage6/7 locked
StreetShares Foundation Veteran Small Business AwardGrant · National$4,000–$15,000 (historical)Ended Ended — the awarding foundation shut down in 2026Veteran-owned businesses with a social impact on the military community6/7 locked
Second Service Foundation Military Entrepreneur ChallengeGrant · NationalUp to $15,000 (historical)Ended Ended — the awarding foundation shut down in 2026Veteran, military-spouse and Gold Star family founders6/7 locked
Secretsos Small Business GrantGrant · National$2,500 (quarterly)Open Quarter closes September 30, 2026 at 11:59:59pm CT; $15 application feeOwners turned down for bank credit — veteran, women and minority categories named6/7 locked
Antares REACH Grant Program & Boost CampGrant · NationalUp to $20,000Unconfirmed Catalog carries rolling Boost Camp intakes; no 2026 window confirmed on the sponsor’s own materialUnderrepresented founders, veteran-owned named, with demonstrated product-market fit6/7 locked
Mastercard Strive USA Small Business GrantGrant · NationalGrants to partner organisationsUndated No national application — windows vary by partner organisation and geographyReached through local partner organisations, not by direct application6/7 locked
American Farmland Trust — National Farm Viability Grant (Brighter Future Fund)Grant · NationalUp to $10,000Between 2026 national window ran June 8–18; awards notified by August 31, 2026Beginning, veteran and historically underserved farmers (Brighter Future Fund)6/7 locked
Illinois OE3 Small Business Capital and Infrastructure Grant ProgramGrant · IL$10,000–$245,000Ended Discontinued — the FY2025 round closed April 7, 2025 and no successor was announcedIllinois small businesses in CDFI investment areas; veteran-owned named6/7 locked
Founders First Capital Partners — Revenue-Based Financing + Grant SupportProgram · National$25K–$250K RBF + grantsOpen Rolling applications; accelerator cohorts run quarterlyDiverse-led service businesses with $500K–$2M revenue; veteran-owned named6/7 locked
Texas Small Business Credit Initiative (TSBCI)Loan · TX$5K–$20M (via lenders)Open Rolling — enrolled by your lender at originationTexas businesses borrowing through a participating lender; veteran-owned named as SEDI6/7 locked
Minnesota Emerging Entrepreneur Loan Program (ELP)Loan · MN$5K–$150KOpen Rolling — apply directly to a certified lenderMinnesota businesses borrowing through a DEED-certified lender; veteran-owned named6/7 locked
Nevada SSBCI Collateral Support ProgramLoan · NVUp to 49.9% of collateral, max $5MOpen Rolling — enrolled at loan origination through a participating lenderNevada borrowers with a collateral shortfall; veteran-owned named as SEDI6/7 locked
Illinois Advantage Illinois Participation Loan Program (PLP)Loan · ILUp to $2M participationOpen Rolling — year-round through participating lendersIllinois borrowers through participating banks; veteran-owned named6/7 locked
Coastal Enterprises Inc. (CEI) — Small Business Loans and EquityLoan · ME/NH/VT/MA$5,000–$5,000,000Open Rolling — year-round, no intake cyclesNorthern New England businesses, including fisheries and food systems7/7 locked
LiftFund — CDFI Small Business LoansLoan · AR/AZ/CO/FL$500–$1,000,000Open Rolling — year-round, no intake cyclesSouthern and southwestern borrowers with thin or damaged credit files7/7 locked
Pacific Community Ventures — Good Jobs LoansLoan · CA/CO/NY/TX$10,000–$200,000Open Rolling — year-round, no intake cyclesEmployers that pay living wages, in ten states; veteran-owned named7/7 locked
Pursuit — CDFI Small Business LoansLoan · NY/NJ/CT/PA$10,000–$500,000Open Rolling — year-round, no intake windowsNortheastern borrowers; ITIN accepted; 640 credit score on the fastest product6/7 locked
TruFund Financial Services — CDFI Small Business LoansLoan · NY/AL/LA/TX$500–$1,000,000Open Rolling — year-round, no intake cyclesBorrowers in New York City, Alabama, Louisiana and Texas7/7 locked
DoD Mentor-Protégé Program (DFARS 219.7100)Program · NationalVaries by agreementOpen Rolling — agreements approved as they are submittedSmall defence suppliers with a willing prime contractor as mentor6/7 locked
SBA T.H.R.I.V.E. Emerging Leaders ReimaginedProgram · NationalFree (valued up to $5,000–$10,000)Open Rolling cohort intakes run by local SBA District OfficesOwners past the startup stage; veteran-owned named among priority groups6/7 locked
Comcast RISEGrant · National$5,000 cash + media package (historical)Ended Dormant — comcastrise.com redirects to Comcast Project UP, which publishes no windowSmall businesses in Comcast service markets1/7 locked
SBA Community Advantage Small Business Lending Company (CA SBLC)Loan · NationalUp to $350,000Paused Carried as paused in the GrantCompass catalog; no 2026 licensing round confirmedBorrowers declined by banks, through mission lenders licensed by the SBA6/7 locked

Find out which of these 26 your business actually clears. A short eligibility check ranks every program against your state, industry, stage and ownership — and watches the deadline on anything you star, at no cost. No card, no call.

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The seven programs written for veterans, and what each one hands you

Quick answer

Seven programs in the GrantCompass catalog put veterans, service members or military families in their own eligibility rules, and three of the seven are accepting people today: SBA Veterans Business Outreach Centers, SBA VetCert, and the PenFed Foundation Veteran Entrepreneur Program. All three are free, and none of the three writes a cheque. The two veteran cash grants that a founder could realistically enter — the StreetShares Foundation award and the Military Entrepreneur Challenge — both ended in 2026. The Farmer Veteran Fellowship Fund is a farming-only grant whose 2026 window closed in February, and DAV Patriot Boot Camp is an event whose 2026 cohort met in June.

How a program earns Tier 1 here. The organisation’s own published eligibility must name veterans, service members, Guard or Reserve members, military spouses or Gold Star families as the group the program exists for. A lender or grant that lists “veteran-owned” as one of several priority categories alongside women-owned and minority-owned is Tier 2, no matter how many veterans it has funded. We do not promote a program on the strength of its past recipients.

Is the StreetShares Veteran Small Business Award still running?

Quick answer

No. The StreetShares Foundation Veteran Small Business Award is over, because the foundation that awarded it no longer exists. Second Service Foundation — the renamed StreetShares Foundation — states on its own site that it “has been voluntarily shut down in order to transition into a new, faith-based mission.” That single decision closed two of the four veteran cash grants this page tracks: the Veteran Small Business Award, historically $4,000 to $15,000, and the Military Entrepreneur Challenge, up to $15,000 plus donated legal services. No successor organisation has picked up either competition, so neither is dormant in the way an annual corporate prize is dormant — the awarding body itself is gone. StreetShares the fintech is a separate entity and was acquired by MeridianLink; its lending business has no bearing on the foundation’s grants. GrantCompass changed both catalog records to ended on August 24, 2026 and keeps them visible rather than deleting them, because the searches that find them are still running.

The award is still the most-recommended veteran grant on the open web, which is exactly why it is worth stating plainly. It ran annually, opened in late summer and closed in October, and judged applicants on the social impact their business had on the military community rather than on veteran ownership alone. Every aggregator page still listing it as an upcoming October deadline is describing a program with no administering organisation behind it. GrantCompass keeps a dedicated truth page for it at the StreetShares award record, with the alternatives a founder would otherwise have spent that October evening finding.

Two second-order effects are worth naming. First, the Military Entrepreneur Challenge was the only program on this page that paid guaranteed money to people who did not win: regional semifinalists collected $1,000 each. Nothing in the current catalog replaces that structure. Second, the shutdown removes the veteran ecosystem’s main annual deadline, which means a veteran founder’s calendar for the rest of 2026 contains no veteran-specific cash deadline at all. The realistic substitutes are the underserved-owner microgrants in Tier 2 and the certification route in the next section.

SDVOSB certification versus veteran grants: where the real money is

Quick answer

Federal contracting moves roughly a thousand times more money to veteran-owned firms than veteran grant programs do. The Department of Veterans Affairs alone directed $10.2 billion, or 23% of its total prime contract dollars, to service-disabled veteran-owned small businesses in FY2024. The government-wide SDVOSB goal was raised from 3% to 5% by Section 863 of the FY2024 National Defense Authorization Act, so the whole federal buying apparatus now carries a larger target than it did two years ago. Set that against the grant side of this page: the nine grant programs here have a combined published ceiling of $327,500, and the three veteran-specific cash grants among them total $35,000 in ceilings, two of which have ended. Certification is free, never expires on a fixed date, and is worked once. That is the case for spending an evening on paperwork rather than on a pitch.

The comparison decides how a veteran owner should spend an evening. Grant applications on this page cost between 2.5 and 10 hours each and pay four-figure sums that are taxed, one-off and heavily contested. SBA VetCert costs roughly 20 hours once, costs no money, never expires on a fixed calendar the way a grant round does, and makes a firm eligible for set-aside solicitations that recur every fiscal year. For a business that already sells something a federal agency buys — construction, IT services, medical supply, logistics, staffing — the certification is not a better grant, it is a different category of asset.

Certification is also the one thing on this page with a rule change worth watching, and it sits next door rather than here: the SBA’s 8(a) program loses its rebuttable presumption of social disadvantage for individually owned firms on September 10, 2026, which matters to veteran owners who hold or want both credentials. The mechanics of applying — ownership and control tests, the VA Vets First procurement preference, sole-source thresholds, the renewal clock — are documented in the SDVOSB and VOSB certification guide, and the free help with the paperwork is the VBOC network above. This page tracks status; that page tracks process.

What veteran owners actually use instead of grants

Quick answer

11 of the 26 programs on this page are borrowable capital rather than grants, and 10 of those 11 are lending today. These are community development financial institutions and state credit-enhancement programs that name veteran-owned businesses as a priority group. They are labelled as loans throughout this page and are never counted in the grant totals, because borrowing $50,000 and winning $5,000 are not the same event and a page that blends them is inflating its own headline. What makes this group worth a veteran owner’s attention is not the ownership language, which is boilerplate across most of them, but the underwriting: community development financial institutions decide on cash flow, character and collateral gaps rather than on a credit score alone, and the state programs exist precisely to close the gap that made a bank decline you. None of the eleven closes, so none of them competes with a deadline.

The state programs work through your bank rather than around it. The Texas Small Business Credit Initiative, Illinois Advantage Illinois Participation Loan Program, Nevada’s SSBCI Collateral Support Program and the Minnesota Emerging Entrepreneur Loan Program are all funded from the federal State Small Business Credit Initiative and all reach a borrower the same way: a participating lender enrols the loan at origination. The practical instruction is a single question to your banker — ask whether they participate, by name — because the state never lends to you directly and most branch staff will not raise it.

The CDFI lenders take applications directly. LiftFund across the South and Southwest, Pursuit in the Northeast, TruFund in New York City, Alabama, Louisiana and Texas, Coastal Enterprises in northern New England and Pacific Community Ventures across ten states all underwrite on cash flow and story rather than on credit score alone, all name veteran-owned businesses among their priority borrowers, and none of them closes. Alongside them sit two free federal programs that cost nothing but time: SBA T.H.R.I.V.E. for owners past the startup stage, and the DoD Mentor-Protégé Program for defence suppliers who can find a willing prime contractor.

Work the database instead of re-reading the list

This page is a single slice, frozen on a date. The GrantCompass database holds all 665 US programs with what is true about each one right now — type, level, status, deadline, award, effort in hours and who it is really for. Filter it to what is open, star the handful that fit, and the deadline watch runs for you at no cost. A blog list cannot do the third step.

Open the database →

Which of these are actually worth a veteran owner’s evening

Three picks, chosen by reading all 26 rows against four public fields — ease, estimated hours, competition and award ceiling — and one caution. This is a judgement, written once by hand and left alone when the numbers above are recomputed. It is not generated from the data; it is an opinion about the data.

Pick 1 — the best half hour

SBA Veterans Business Outreach Centers

Ease 9 out of 10, roughly 0.5 hours to start, competition 1 out of 5, open every day of the year, free. Nothing else on this page has that shape. A VBOC advisor will do the VetCert paperwork with you, which converts the twenty-hour job in Pick 2 into a supervised one, and the marginal cost of finding out is one phone call. The reason it is not obvious is that it pays nothing directly, so it never appears on grant lists.

Pick 2 — the only nine-figure door

SBA Veteran Small Business Certification (VetCert)

About 20 hours, competition 2 out of 5, no fee, no award. Worth it only if a federal or VA buyer purchases what you sell — and if one does, the arithmetic is not close: $10.2 billion of VA prime contract dollars went to service-disabled veteran-owned firms in FY2024 against a statutory goal of 5%. Do not certify speculatively. Check the agency forecasts first, then spend the twenty hours.

Pick 3 — the one dated cash window

Secretsos Small Business Grant

$2,500, ease 8 out of 10, about 2.5 hours, a $15 non-refundable fee, closing September 30, 2026 at 11:59:59pm CT. One award per quarter from the general pool, so the odds are thin and honest about it — but it is the only cash deadline a veteran owner can still enter this quarter, the effort is a single evening, and the quarterly cadence means the same file can be resubmitted in December. Treat it as a recurring habit, not a one-shot bet.

Caution

Antares REACH and the DoD Mentor-Protégé Program

The Antares REACH Grant Program reads well — up to $20,000, underrepresented founders, veteran-owned named — but it is two-stage: you compete for a Boost Camp seat first, and only participants become eligible, with 33 of about 150 funded in the most recent documented cohort. We could not confirm an open 2026 window, which is why it carries an unconfirmed badge above rather than an open one. The DoD Mentor-Protégé Program is real and valuable and our catalog estimates 93 hours; the gate is finding a prime contractor willing to sponsor you, and that is a business-development project, not an application.

What changed on this page, and when

Seven dated changes have moved the veteran slice of the GrantCompass catalog in August 2026. This ledger is append-only: each monthly recomputation adds entries rather than rewriting them, so a reader can see what we got wrong and when we fixed it.

The numbers behind “veteran business grants”

Of the 26 programs a veteran-owned business can use in the GrantCompass catalog, 9 are grants, 11 are borrowable capital and 6 pay nothing at all. The distribution, not the headline count, is what a founder needs to see before spending a weekend.

What the 26 programs actually hand you

  • Cash grants 9
  • Borrowable capital 11
  • Contracts, training & certification 6

Status on August 24, 2026

Accepting applications
16 programs
Ended for good
4 programs
Between annual cycles
3 programs
Paused, undated or unconfirmed
3 programs
Methodology. Computed from the GrantCompass verified US catalog of 665 funding programs, extract dated August 24, 2026, filtered to every program whose ownership facets or tags mark it as usable by a veteran-owned business: n=26. Each program was hand-read into one of three tiers from its published eligibility, and each was assigned to exactly one of three outcome classes — cash grant, borrowable capital, or contracts and training — so the totals never double-count a loan as a grant. “Accepting applications” means the program takes applications on a rolling basis or has a published deadline on or after August 24, 2026, confirmed on the administering organisation’s own page. Median ceiling uses the published maximum of the nine grant-type programs. Effort, ease and competition ratings are GrantCompass assessments, not the sponsors’ own claims. Limitation: two rows here rest on catalog values we could not re-confirm at source today — the SBA Community Advantage SBLC pause and the DAV Patriot Boot Camp prize figure — and both are flagged in place rather than smoothed over.

What the table above deliberately leaves blank

Finding a veteran program is the part this page does for free. The harder half is knowing whether a certification is worth twenty hours or a quarterly microgrant is worth an evening, and that judgement sits in a Win Layer attached to every catalog record. The 26 rows above hold 155 of those fields between them, with 25 of the 26 carrying five or more. They are locked on this page and everywhere else on the public site.

Pro unlocks all seven fields on all 665 programs, plus deadline alerts. $49/mo · $249/yr.

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The questions veteran owners actually type

Are there free government grants for veterans to start a business?

No. The federal government does not award start-up grants to individuals because they served. Federal money reaches veteran businesses in three other shapes, all of which are on this page. Certification opens set-aside contracts: SBA VetCert is free and always open. Free advisory capacity is funded rather than granted: the Veterans Business Outreach Centers and SBA T.H.R.I.V.E. cost nothing. Credit enhancement is delivered through your bank: the Treasury’s State Small Business Credit Initiative funds the Texas, Illinois, Minnesota and Nevada programs listed above. Any site advertising a federal veteran start-up grant is selling a list, a course, or your contact details.

What is the fastest money a veteran-owned business can get in 2026?

Measured in hours to a decision rather than dollars, the fastest paths on this page are lenders, not grants. Pursuit’s SmartLoan underwrites at a 640 credit score with funding described in days. LiftFund is an SBA-certified microlender whose loans up to $50,000 carry SBA backing and are frequently approved where a bank has declined. On the grant side the fastest is the Secretsos Small Business Grant at roughly 2.5 hours of work, but a quarterly competition with one general-pool award is not fast money in any useful sense — it is a lottery ticket with a September 30, 2026 cut-off.

Does a veteran-owned business need to be certified to apply for these grants?

No. Not one grant on this page requires SBA VetCert, a state veteran-business certificate or any third-party credential. Private and foundation grants ask you to attest ownership, usually at 51% or more, and to supply formation documents. Certification is a contracting instrument: VetCert opens federal VOSB and SDVOSB set-asides, and the VA’s Vets First authority gives certified firms a procurement preference at the agency that buys the most from veterans. The practical sequence for a veteran owner who wants both is to apply to whatever cash window is open first, because grant windows expire and certification does not.

What replaced the StreetShares award for veteran founders in 2026?

Nothing replaced it as a veteran-specific annual grant, and pretending otherwise would be the useful lie this page exists to avoid. What is left is a substitution rather than a replacement: the underserved-owner microgrants that name veterans among their eligible categories, principally Secretsos at $2,500 a quarter, and the free federal capacity in Tier 1. Veterans in farming keep a dedicated route through the Farmer Veteran Fellowship Fund each January. For anything larger than five figures the honest answer for 2026 is a CDFI loan or a set-aside contract, and both are on this page.