Veteran Business Grants Open Right Now — August 2026
Seven US funding programs in the GrantCompass catalog are written specifically for veterans, service members and military families. On August 24, 2026, not one of those seven is an open cash grant. Three are open and free — a certification, a counselling network and an unpaid accelerator. Two are between annual cycles. Two ended this year when the foundation behind them shut down. Widen the frame to every program a veteran owner can actually use and the catalog holds 26: 16 are accepting applications today, and exactly 1 of those 16 is a cash grant — the Secretsos Small Business Grant, $2,500, closing September 30, 2026.
See every program you qualify for — free →
Changed since our last sweep: the StreetShares Foundation Veteran Small Business Award and the Military Entrepreneur Challenge both ended when Second Service Foundation shut down. The one dated cash window left is Secretsos, September 30, 2026. Full ledger below.
Data date August 24, 2026. Every status, deadline and amount featured in the prose, the capsules and the verdict section below was checked against the administering organisation’s own page on August 24, 2026; table rows carry GrantCompass catalog values, and the methodology says where the two differ. Recomputed monthly; the URL stays put while the numbers move, which is why it is worth saving and a screenshot is not.
What a veteran-owned business can actually apply to on August 24, 2026
All 26 programs are printed below with the status GrantCompass verified on August 24, 2026, sorted into three tiers by how directly the program is aimed at veteran owners. The router filters them by the thing that actually decides whether a program is worth an evening: what it hands you at the end. 9 of the 26 hand over a cash grant, 11 hand over borrowable capital through a lender, and 6 hand over contract eligibility, training or advisory time and no money at all. Program names link to the GrantCompass page for that program, where the full eligibility detail lives.
- Tier 1 — the program’s own rules name veterans or military families: 7 programs, 3 open, 0 of them cash.
- Tier 2 — veteran-owned is one named priority group among several: 17 programs.
- Tier 3 — open to a veteran owner, aimed at nobody in particular: 2 programs.
Showing 26 of 26 verified programs
| Program | What it pays | Status & next date | Who it is written for | Intel |
|---|---|---|---|---|
| SBA Veterans Business Outreach Centers (VBOC)Program · National | Free counseling services | Open Always open — walk-in, no application deadline | Any veteran, service member, National Guard or Reserve member, or military spouse | 6/7 locked |
| SBA Veteran Small Business Certification (VetCert) — VOSB / SDVOSBProgram · National | Contract access (no cash award) | Open Always open — free application at certifications.sba.gov | 51%+ veteran-owned firms (VOSB) and service-disabled veteran-owned firms (SDVOSB) | 6/7 locked |
| PenFed Foundation Veteran Entrepreneur Program (VEP)Program · National | Free (no cash grant, travel covered) | Open Rolling — the selection committee reviews monthly; five 2026 cohorts run February to November | Veteran, active-duty and military-spouse founders; one track per person per year | 6/7 locked |
| Farmer Veteran Fellowship FundGrant · National | $1,000–$5,000 | Between 2026 window ran January 5 to February 17, 2026; 122 awardees announced May 1, 2026 | Veterans farming or ranching, for named equipment and inputs | 6/7 locked |
| DAV Patriot Boot CampProgram · National | Non-dilutive pitch prizes | Between 2026 boot camp ran June 10–12 in Salt Lake City; applications closed May 18, 2026 | Veteran, active-duty and military-spouse founders at any stage | 6/7 locked |
| StreetShares Foundation Veteran Small Business AwardGrant · National | $4,000–$15,000 (historical) | Ended Ended — the awarding foundation shut down in 2026 | Veteran-owned businesses with a social impact on the military community | 6/7 locked |
| Second Service Foundation Military Entrepreneur ChallengeGrant · National | Up to $15,000 (historical) | Ended Ended — the awarding foundation shut down in 2026 | Veteran, military-spouse and Gold Star family founders | 6/7 locked |
| Secretsos Small Business GrantGrant · National | $2,500 (quarterly) | Open Quarter closes September 30, 2026 at 11:59:59pm CT; $15 application fee | Owners turned down for bank credit — veteran, women and minority categories named | 6/7 locked |
| Antares REACH Grant Program & Boost CampGrant · National | Up to $20,000 | Unconfirmed Catalog carries rolling Boost Camp intakes; no 2026 window confirmed on the sponsor’s own material | Underrepresented founders, veteran-owned named, with demonstrated product-market fit | 6/7 locked |
| Mastercard Strive USA Small Business GrantGrant · National | Grants to partner organisations | Undated No national application — windows vary by partner organisation and geography | Reached through local partner organisations, not by direct application | 6/7 locked |
| American Farmland Trust — National Farm Viability Grant (Brighter Future Fund)Grant · National | Up to $10,000 | Between 2026 national window ran June 8–18; awards notified by August 31, 2026 | Beginning, veteran and historically underserved farmers (Brighter Future Fund) | 6/7 locked |
| Illinois OE3 Small Business Capital and Infrastructure Grant ProgramGrant · IL | $10,000–$245,000 | Ended Discontinued — the FY2025 round closed April 7, 2025 and no successor was announced | Illinois small businesses in CDFI investment areas; veteran-owned named | 6/7 locked |
| Founders First Capital Partners — Revenue-Based Financing + Grant SupportProgram · National | $25K–$250K RBF + grants | Open Rolling applications; accelerator cohorts run quarterly | Diverse-led service businesses with $500K–$2M revenue; veteran-owned named | 6/7 locked |
| Texas Small Business Credit Initiative (TSBCI)Loan · TX | $5K–$20M (via lenders) | Open Rolling — enrolled by your lender at origination | Texas businesses borrowing through a participating lender; veteran-owned named as SEDI | 6/7 locked |
| Minnesota Emerging Entrepreneur Loan Program (ELP)Loan · MN | $5K–$150K | Open Rolling — apply directly to a certified lender | Minnesota businesses borrowing through a DEED-certified lender; veteran-owned named | 6/7 locked |
| Nevada SSBCI Collateral Support ProgramLoan · NV | Up to 49.9% of collateral, max $5M | Open Rolling — enrolled at loan origination through a participating lender | Nevada borrowers with a collateral shortfall; veteran-owned named as SEDI | 6/7 locked |
| Illinois Advantage Illinois Participation Loan Program (PLP)Loan · IL | Up to $2M participation | Open Rolling — year-round through participating lenders | Illinois borrowers through participating banks; veteran-owned named | 6/7 locked |
| Coastal Enterprises Inc. (CEI) — Small Business Loans and EquityLoan · ME/NH/VT/MA | $5,000–$5,000,000 | Open Rolling — year-round, no intake cycles | Northern New England businesses, including fisheries and food systems | 7/7 locked |
| LiftFund — CDFI Small Business LoansLoan · AR/AZ/CO/FL | $500–$1,000,000 | Open Rolling — year-round, no intake cycles | Southern and southwestern borrowers with thin or damaged credit files | 7/7 locked |
| Pacific Community Ventures — Good Jobs LoansLoan · CA/CO/NY/TX | $10,000–$200,000 | Open Rolling — year-round, no intake cycles | Employers that pay living wages, in ten states; veteran-owned named | 7/7 locked |
| Pursuit — CDFI Small Business LoansLoan · NY/NJ/CT/PA | $10,000–$500,000 | Open Rolling — year-round, no intake windows | Northeastern borrowers; ITIN accepted; 640 credit score on the fastest product | 6/7 locked |
| TruFund Financial Services — CDFI Small Business LoansLoan · NY/AL/LA/TX | $500–$1,000,000 | Open Rolling — year-round, no intake cycles | Borrowers in New York City, Alabama, Louisiana and Texas | 7/7 locked |
| DoD Mentor-Protégé Program (DFARS 219.7100)Program · National | Varies by agreement | Open Rolling — agreements approved as they are submitted | Small defence suppliers with a willing prime contractor as mentor | 6/7 locked |
| SBA T.H.R.I.V.E. Emerging Leaders ReimaginedProgram · National | Free (valued up to $5,000–$10,000) | Open Rolling cohort intakes run by local SBA District Offices | Owners past the startup stage; veteran-owned named among priority groups | 6/7 locked |
| Comcast RISEGrant · National | $5,000 cash + media package (historical) | Ended Dormant — comcastrise.com redirects to Comcast Project UP, which publishes no window | Small businesses in Comcast service markets | 1/7 locked |
| SBA Community Advantage Small Business Lending Company (CA SBLC)Loan · National | Up to $350,000 | Paused Carried as paused in the GrantCompass catalog; no 2026 licensing round confirmed | Borrowers declined by banks, through mission lenders licensed by the SBA | 6/7 locked |
Find out which of these 26 your business actually clears. A short eligibility check ranks every program against your state, industry, stage and ownership — and watches the deadline on anything you star, at no cost. No card, no call.
See your matches — free →The seven programs written for veterans, and what each one hands you
Seven programs in the GrantCompass catalog put veterans, service members or military families in their own eligibility rules, and three of the seven are accepting people today: SBA Veterans Business Outreach Centers, SBA VetCert, and the PenFed Foundation Veteran Entrepreneur Program. All three are free, and none of the three writes a cheque. The two veteran cash grants that a founder could realistically enter — the StreetShares Foundation award and the Military Entrepreneur Challenge — both ended in 2026. The Farmer Veteran Fellowship Fund is a farming-only grant whose 2026 window closed in February, and DAV Patriot Boot Camp is an event whose 2026 cohort met in June.
- SBA Veterans Business Outreach Centers (VBOC)Free counselling, always open. The SBA funds a national network of outreach centres that give veterans, Guard and Reserve members and military spouses free business consulting, the Boots to Business transition course, and hands-on help with the federal certifications below. Our catalog rates it 9 out of 10 for ease and about half an hour of your time to start. There is no cash and no competition.
- SBA Veteran Small Business Certification (VetCert)Free certification, always open, no cash award. VetCert is the single federal credential for veteran-owned (VOSB) and service-disabled veteran-owned (SDVOSB) firms. Certification moved from the Department of Veterans Affairs to the SBA on January 1, 2023 under the FY2021 NDAA, and applications are filed at certifications.sba.gov. Budget roughly 20 hours of document assembly. What it unlocks is set-aside contracts, not grant money.
- PenFed Foundation Veteran Entrepreneur ProgramFree accelerator, rolling monthly review, no equity taken. The PenFed Foundation runs five 2026 cohorts between February and November on a two-track model, covering travel for in-person sessions. Participants get investor access and mentorship rather than a grant, and a founder may enter only one track per year.
- Farmer Veteran Fellowship Fund$1,000–$5,000 for named equipment — 2026 cycle closed. The Farmer Veteran Coalition opened its 2026 window on January 5 and closed it on February 17, then announced 122 awardees sharing more than $464,000 on May 1, 2026. That works out to an average award near $3,800. The fund buys specific equipment from specific vendors, never general operating cash, and the next window is expected in January 2027.
- DAV Patriot Boot CampFree three-day intensive with non-dilutive pitch prizes — between cohorts. The 2026 camp ran June 10 to 12 in Salt Lake City and applications closed on May 18, 2026; no 2027 date has been published. Our catalog records pitch prizes in the thousands, and we could not confirm an exact prize figure on the organiser’s own page, so no number is printed here.
- StreetShares Foundation Veteran Small Business Award$4,000–$15,000 — ended. See the section directly below; this was the best-known veteran grant in the country and it is gone.
- Second Service Foundation Military Entrepreneur ChallengeUp to $15,000 plus donated legal services — ended. The Challenge ran regional pitch events with guaranteed $1,000 semifinalist prizes and a national finale at the Military Influencer Conference. It ended with its parent foundation in 2026.
SDVOSB certification versus veteran grants: where the real money is
Federal contracting moves roughly a thousand times more money to veteran-owned firms than veteran grant programs do. The Department of Veterans Affairs alone directed $10.2 billion, or 23% of its total prime contract dollars, to service-disabled veteran-owned small businesses in FY2024. The government-wide SDVOSB goal was raised from 3% to 5% by Section 863 of the FY2024 National Defense Authorization Act, so the whole federal buying apparatus now carries a larger target than it did two years ago. Set that against the grant side of this page: the nine grant programs here have a combined published ceiling of $327,500, and the three veteran-specific cash grants among them total $35,000 in ceilings, two of which have ended. Certification is free, never expires on a fixed date, and is worked once. That is the case for spending an evening on paperwork rather than on a pitch.
The comparison decides how a veteran owner should spend an evening. Grant applications on this page cost between 2.5 and 10 hours each and pay four-figure sums that are taxed, one-off and heavily contested. SBA VetCert costs roughly 20 hours once, costs no money, never expires on a fixed calendar the way a grant round does, and makes a firm eligible for set-aside solicitations that recur every fiscal year. For a business that already sells something a federal agency buys — construction, IT services, medical supply, logistics, staffing — the certification is not a better grant, it is a different category of asset.
Certification is also the one thing on this page with a rule change worth watching, and it sits next door rather than here: the SBA’s 8(a) program loses its rebuttable presumption of social disadvantage for individually owned firms on September 10, 2026, which matters to veteran owners who hold or want both credentials. The mechanics of applying — ownership and control tests, the VA Vets First procurement preference, sole-source thresholds, the renewal clock — are documented in the SDVOSB and VOSB certification guide, and the free help with the paperwork is the VBOC network above. This page tracks status; that page tracks process.
What veteran owners actually use instead of grants
11 of the 26 programs on this page are borrowable capital rather than grants, and 10 of those 11 are lending today. These are community development financial institutions and state credit-enhancement programs that name veteran-owned businesses as a priority group. They are labelled as loans throughout this page and are never counted in the grant totals, because borrowing $50,000 and winning $5,000 are not the same event and a page that blends them is inflating its own headline. What makes this group worth a veteran owner’s attention is not the ownership language, which is boilerplate across most of them, but the underwriting: community development financial institutions decide on cash flow, character and collateral gaps rather than on a credit score alone, and the state programs exist precisely to close the gap that made a bank decline you. None of the eleven closes, so none of them competes with a deadline.
The state programs work through your bank rather than around it. The Texas Small Business Credit Initiative, Illinois Advantage Illinois Participation Loan Program, Nevada’s SSBCI Collateral Support Program and the Minnesota Emerging Entrepreneur Loan Program are all funded from the federal State Small Business Credit Initiative and all reach a borrower the same way: a participating lender enrols the loan at origination. The practical instruction is a single question to your banker — ask whether they participate, by name — because the state never lends to you directly and most branch staff will not raise it.
The CDFI lenders take applications directly. LiftFund across the South and Southwest, Pursuit in the Northeast, TruFund in New York City, Alabama, Louisiana and Texas, Coastal Enterprises in northern New England and Pacific Community Ventures across ten states all underwrite on cash flow and story rather than on credit score alone, all name veteran-owned businesses among their priority borrowers, and none of them closes. Alongside them sit two free federal programs that cost nothing but time: SBA T.H.R.I.V.E. for owners past the startup stage, and the DoD Mentor-Protégé Program for defence suppliers who can find a willing prime contractor.
Work the database instead of re-reading the list
This page is a single slice, frozen on a date. The GrantCompass database holds all 665 US programs with what is true about each one right now — type, level, status, deadline, award, effort in hours and who it is really for. Filter it to what is open, star the handful that fit, and the deadline watch runs for you at no cost. A blog list cannot do the third step.
- 1. Filter to veteran-relevant & open
- 2. Star the ones that fit
- 3. We email you before each one closes
Which of these are actually worth a veteran owner’s evening
Three picks, chosen by reading all 26 rows against four public fields — ease, estimated hours, competition and award ceiling — and one caution. This is a judgement, written once by hand and left alone when the numbers above are recomputed. It is not generated from the data; it is an opinion about the data.
SBA Veterans Business Outreach Centers
Ease 9 out of 10, roughly 0.5 hours to start, competition 1 out of 5, open every day of the year, free. Nothing else on this page has that shape. A VBOC advisor will do the VetCert paperwork with you, which converts the twenty-hour job in Pick 2 into a supervised one, and the marginal cost of finding out is one phone call. The reason it is not obvious is that it pays nothing directly, so it never appears on grant lists.
SBA Veteran Small Business Certification (VetCert)
About 20 hours, competition 2 out of 5, no fee, no award. Worth it only if a federal or VA buyer purchases what you sell — and if one does, the arithmetic is not close: $10.2 billion of VA prime contract dollars went to service-disabled veteran-owned firms in FY2024 against a statutory goal of 5%. Do not certify speculatively. Check the agency forecasts first, then spend the twenty hours.
Secretsos Small Business Grant
$2,500, ease 8 out of 10, about 2.5 hours, a $15 non-refundable fee, closing September 30, 2026 at 11:59:59pm CT. One award per quarter from the general pool, so the odds are thin and honest about it — but it is the only cash deadline a veteran owner can still enter this quarter, the effort is a single evening, and the quarterly cadence means the same file can be resubmitted in December. Treat it as a recurring habit, not a one-shot bet.
Antares REACH and the DoD Mentor-Protégé Program
The Antares REACH Grant Program reads well — up to $20,000, underrepresented founders, veteran-owned named — but it is two-stage: you compete for a Boost Camp seat first, and only participants become eligible, with 33 of about 150 funded in the most recent documented cohort. We could not confirm an open 2026 window, which is why it carries an unconfirmed badge above rather than an open one. The DoD Mentor-Protégé Program is real and valuable and our catalog estimates 93 hours; the gate is finding a prime contractor willing to sponsor you, and that is a business-development project, not an application.
What changed on this page, and when
Seven dated changes have moved the veteran slice of the GrantCompass catalog in August 2026. This ledger is append-only: each monthly recomputation adds entries rather than rewriting them, so a reader can see what we got wrong and when we fixed it.
- Second Service Foundation, the renamed StreetShares Foundation, published a notice that it has been voluntarily shut down to transition into a new, faith-based mission. Both the StreetShares Veteran Small Business Award and the Military Entrepreneur Challenge moved to ended in our catalog on the same day.
- The Secretsos Small Business Grant was re-dated to the quarter closing September 30, 2026. Our catalog had been carrying the expired Q2 window of June 30, 2026, which would have sent a reader to a closed form.
- The Farmer Veteran Fellowship Fund was confirmed closed for 2026. The window ran January 5 to February 17, 2026, and the Farmer Veteran Coalition announced 122 awardees sharing more than $464,000 on May 1, 2026.
- The Antares REACH Grant Program was demoted to an unconfirmed status on this page. The $20,000 ceiling is documented and the 2025 cohort funded 33 of roughly 150 Boost Camp participants, but no 2026 application window could be confirmed from the sponsor’s own material.
- Comcast RISE was marked dormant after comcastrise.com was confirmed to redirect to Comcast’s Project UP page, which publishes no application window of any kind.
- The Work Opportunity Tax Credit was recorded as lapsed for hires made after December 31, 2025. This matters more to veteran employers than to most: the WOTC veteran target groups carried the largest credits in the program, up to $9,600 for a qualifying disabled veteran hire.
- The Illinois OE3 Small Business Capital and Infrastructure Grant Program was marked discontinued. Its FY2025 round closed April 7, 2025 and no successor round has been announced by the Illinois Department of Commerce and Economic Opportunity.
The numbers behind “veteran business grants”
Of the 26 programs a veteran-owned business can use in the GrantCompass catalog, 9 are grants, 11 are borrowable capital and 6 pay nothing at all. The distribution, not the headline count, is what a founder needs to see before spending a weekend.
What the 26 programs actually hand you
- Cash grants 9
- Borrowable capital 11
- Contracts, training & certification 6
Status on August 24, 2026
- Zero of seven. No program written specifically for veterans is handing out cash on August 24, 2026. The three that are open are a certification, a counselling network and an unpaid accelerator.
- $10,000 is the median ceiling across the nine grant programs here, and the median falls to $10,000 whether or not the discontinued ones are counted — the veteran grant market was never a large-cheque market.
- 17 of 26 have no deadline at all. Almost all of the always-open programs are lenders and free services; the scarcity is in dated grant money, not in open doors.
- Two of the four veteran cash grants died with one organisation. Concentration risk in a small philanthropic market is not an abstraction — it removed half this slice’s dedicated grant capacity in a single 2026 announcement.
What the table above deliberately leaves blank
Finding a veteran program is the part this page does for free. The harder half is knowing whether a certification is worth twenty hours or a quarterly microgrant is worth an evening, and that judgement sits in a Win Layer attached to every catalog record. The 26 rows above hold 155 of those fields between them, with 25 of the 26 carrying five or more. They are locked on this page and everywhere else on the public site.
- Approval odds
- What winners look like
- How it is judged
- Rejection traps
- Required documents
- When cash actually lands
- Clawback risk
Pro unlocks all seven fields on all 665 programs, plus deadline alerts. $49/mo · $249/yr.
See what Pro unlocks →The questions veteran owners actually type
Are there free government grants for veterans to start a business?
No. The federal government does not award start-up grants to individuals because they served. Federal money reaches veteran businesses in three other shapes, all of which are on this page. Certification opens set-aside contracts: SBA VetCert is free and always open. Free advisory capacity is funded rather than granted: the Veterans Business Outreach Centers and SBA T.H.R.I.V.E. cost nothing. Credit enhancement is delivered through your bank: the Treasury’s State Small Business Credit Initiative funds the Texas, Illinois, Minnesota and Nevada programs listed above. Any site advertising a federal veteran start-up grant is selling a list, a course, or your contact details.
What is the fastest money a veteran-owned business can get in 2026?
Measured in hours to a decision rather than dollars, the fastest paths on this page are lenders, not grants. Pursuit’s SmartLoan underwrites at a 640 credit score with funding described in days. LiftFund is an SBA-certified microlender whose loans up to $50,000 carry SBA backing and are frequently approved where a bank has declined. On the grant side the fastest is the Secretsos Small Business Grant at roughly 2.5 hours of work, but a quarterly competition with one general-pool award is not fast money in any useful sense — it is a lottery ticket with a September 30, 2026 cut-off.
Does a veteran-owned business need to be certified to apply for these grants?
No. Not one grant on this page requires SBA VetCert, a state veteran-business certificate or any third-party credential. Private and foundation grants ask you to attest ownership, usually at 51% or more, and to supply formation documents. Certification is a contracting instrument: VetCert opens federal VOSB and SDVOSB set-asides, and the VA’s Vets First authority gives certified firms a procurement preference at the agency that buys the most from veterans. The practical sequence for a veteran owner who wants both is to apply to whatever cash window is open first, because grant windows expire and certification does not.
What replaced the StreetShares award for veteran founders in 2026?
Nothing replaced it as a veteran-specific annual grant, and pretending otherwise would be the useful lie this page exists to avoid. What is left is a substitution rather than a replacement: the underserved-owner microgrants that name veterans among their eligible categories, principally Secretsos at $2,500 a quarter, and the free federal capacity in Tier 1. Veterans in farming keep a dedicated route through the Farmer Veteran Fellowship Fund each January. For anything larger than five figures the honest answer for 2026 is a CDFI loan or a set-aside contract, and both are on this page.