Grants for Women of Color — August 2026
103 US funding programs in the GrantCompass catalog are open to a woman of color — but only 8 of them are written specifically for women of color, and only 3 of those 8 are accepting applications today. That gap is the whole story of this page. Below, every program is sorted into four honest tiers — explicitly for women of color, women-and-minority priority, general women’s programs you are eligible for but not targeted by, and minority or tribal capital that is not women-specific — with its real status as of August 23, 2026: 68 open, 21 between intakes, 8 paused or ended for good.
See every program you qualify for — free →
Closing next: DivInc Startup Accelerator (August 23, 2026), Women Founders Grant (August 31, 2026), Secretsos Small Business Grant (September 30, 2026), Montana Indian Equity Fund Small Business Grant (September 30, 2026). Full countdown below.
Updated August 23, 2026 — every deadline, amount and status below was verified against the GrantCompass catalog and the program’s own official page on this date. Recomputed and republished monthly — bookmark this URL rather than a dated search result.
Four tiers, status-verified — filter the 103
Every one of the 103 programs below is sorted into a tier by how directly it is aimed at women of color, and stamped with the status we verified on August 23, 2026. Tier 1 names women of color in its eligibility rules. Tier 2 is a women-and-minority program — you are a named priority, not the only audience. Tier 3 is a general women’s program: open to you, not targeted at you. Tier 4 is minority or tribal capital that is not women-specific at all, mostly CDFI lending. Program names link to the GrantCompass page for that program, where the eligibility detail lives.
- Tier 1 — explicitly for women of color: 8 programs, 3 open now.
- Tier 2 — women + minority priority: 17 programs, 5 open now.
- Tier 3 — general women’s programs: 18 programs, 8 open now.
- Tier 4 — minority & tribal capital, not women-specific: 60 programs, 52 open now.
Showing 103 of 103 verified programs
| Program | Amount | Status & next date | Who it is for | Intel |
|---|---|---|---|---|
| digitalundivided BREAKTHROUGH — Grant for Black & Latina Women FoundersGrant · TX/GA/MI | $5,000 per company | Open Cohort applications live — Northern California and Nashville (verified Aug 23, 2026) | Black & Latina women founders | 6/7 locked |
| HerRise MicroGrantGrant · National | $1,000 per month | Open Rolling — 11:59pm ET on the last day of every month | Women of color (51%+ Black, Latina, Asian, Indigenous or multiracial) | 6/7 locked |
| Hot Bread Kitchen — HBK Incubates Food Business ProgramProgram · NY | In-kind (free program) | Open Rolling admissions, free | Food entrepreneurs — focus on women of color & immigrant women | 6/7 locked |
| Black Girl Ventures BGV Pitch ProgramAward · National | $5,000 + audience crowdfund | Closed 2026 cohort closed May 15, 2026 | Black & Brown women founders | 6/7 locked |
| Tarte Shape Your Future Small Business AwardsGrant · National | $10,000–$25,000 | Between Between intakes — next round not announced | Black women-owned businesses | 7/7 locked |
| PepsiCo Juntos Crecemos Jefa-Owned Business GrantGrant · National | $10,000 (20 winners) | Between Between intakes — next round not announced | Latina-owned food & beverage businesses | 6/7 locked |
| Fearless Fund Strivers GrantGrant · National | $20,000 (program enjoined) | Ended Permanently closed by the September 2024 settlement — will not reopen | Black women-owned businesses (program ended) | 7/7 locked |
| SoGal Foundation Black Founder Startup GrantGrant · National | $5,000–$10,000 (historical) | Ended Grant page returns 404; no active SoGal grant programme | Black women & nonbinary founders | 6/7 locked |
| Founders First Capital Partners — Revenue-Based Financing + Grant SupportRevenue-based capital · National | $25K–$250K RBF + grants | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Antares REACH Grant Program & Boost CampGrant · National | Up to $20,000 | Open Rolling — no fixed deadline | Underrepresented founders with product/market fit | 6/7 locked |
| DivInc Startup AcceleratorAccelerator · National | $10,000 equity-free grant | Open Closes August 23, 2026 | BIPOC, women & LGBTQ tech founders | 6/7 locked |
| Galaxy Grant for Women and Minority Business OwnersGrant · National | $2,500 | Open Closes October 31, 2026 | Women & minority business owners | 6/7 locked |
| Secretsos Small Business GrantGrant · National | $2,500 (quarterly) | Open Q3 closes September 30, 2026 | Underserved owners denied bank credit (women, minority, veteran) | 6/7 locked |
| NBMBAA Scale-Up Pitch ChallengeGrant · National | Up to $50,000 | Undated Annual challenge — next round not dated | Black early-stage founders | 6/7 locked |
| Glossier Grant for Black-Owned Beauty BusinessesGrant · National | $50,000 (new) / $100,000 (alumni) | Between Between intakes — next round not announced | Black-owned beauty businesses | 6/7 locked |
| PepsiCo Greenhouse Accelerator — Juntos Crecemos EditionAccelerator · National | $20,000 + up to $100,000 grand prize | Between Between intakes — next round not announced | Hispanic-owned food & beverage brands | 6/7 locked |
| Sephora Beauty GrantGrant · National | $100,000 | Between Between intakes — next round not announced | Underrepresented beauty & personal-care founders | 6/7 locked |
| Black Kitchen Initiative Grant (Heinz × The LEE Initiative)Grant · National | Up to $25,000 | Between Between intakes — next round not announced | Black-owned restaurants & food businesses | 6/7 locked |
| Camelback Ventures FellowshipFellowship · National | $25,000 seed grant | Between Between intakes — next round not announced | Black & Latinx social-impact founders | 7/7 locked |
| LISC Small Business Relief GrantsGrant · National | $5,000–$25,000 (when open) | Between Between intakes — next round not announced | Black, Latino & women owners in low-income communities | 7/7 locked |
| NAACP Powershift Entrepreneur GrantGrant · National | $25,000 | Between Between intakes — next round not announced | Black entrepreneurs | 7/7 locked |
| NAACP × L'Oréal USA Inclusive Beauty FundGrant · National | $25,000 | Between Between intakes — next round not announced | Black beauty entrepreneurs (salons, stylists, barbers) | 7/7 locked |
| Power Forward Small Business GrantGrant · MA/ME/NH/RI | $25,000 | Between Between intakes — next round not announced | Black-owned New England businesses | 7/7 locked |
| Black Ambition PrizeGrant · National | Up to $1,000,000 total | Ended No Prize Competition applications in 2026 — organisation says so on its own site | Black & Hispanic early-stage founders | 6/7 locked |
| Comcast RISEGrant · National | $5K cash + in-kind pkg | Ended comcastrise.com now redirects to Comcast Project UP — no 2026 window | Small businesses in Comcast markets (launched for women- & minority-owned) | 1/7 locked |
| First Children's Finance — Child Care Business Loan FundLoan · National | Up to $25K–$125K | Open Rolling — no fixed deadline | Child-care business owners (overwhelmingly women) | 6/7 locked |
| IFundWomen Universal Grant ApplicationGrant · National | $10,000–$25,000 (varies by sponsor) | Open Rolling — one profile enters sponsor cycles | Women-owned businesses (one profile, rotating sponsors) | 6/7 locked |
| Amber Grant for WomenGrant · National | Three $10,000 grants a month + three $50,000 year-end | Open Rolling — 11:59pm ET on the last day of every month | Women-owned businesses (US & Canada) | 6/7 locked |
| Boundless Futures Foundation — EmpowHer GrantGrant · National | Up to $50,000 (EmpowHer) | Open Rolling cycles, several a year — reimbursement-based | Early-stage women founders with a social-impact thesis | 6/7 locked |
| Grameen America — Microloans for Women EntrepreneursLoan · AL/CA/FL/GA | $2,000–$15,000 | Open Rolling — no fixed deadline | Low-income women entrepreneurs (peer-group lending) | 7/7 locked |
| Women Founders GrantGrant · National | $5,000 | Open Closes August 31, 2026 | Women founders and owners | 6/7 locked |
| SBA Women's Business Centers (WBC) NetworkProgram · National | Free to low-cost services | Open Always open — free services | Any woman business owner (free counselling) | 6/7 locked |
| SBA Women-Owned Small Business (WOSB / EDWOSB) Federal Contract ProgramCertification · National | Contract access (no cash award) | Open Always open — free certification | 51%+ women-owned firms seeking federal contracts | 6/7 locked |
| Block Advisors Fund Her Future GrantGrant · National | $50K + 5×$10K | Closed 2026 window closed — annual, opens in the spring | 51%+ women-owned US businesses | 6/7 locked |
| Anonymous Was A Woman AwardAward · National | $50,000 | Undated Nomination only — artists cannot self-apply | Women-identifying visual artists over 40 — nomination only | 5/7 locked |
| Cartier Women's Initiative Regional AwardsAward · National | $30K / $60K / $100K | Between 2027 Regional Awards closed June 16, 2026 — next window expected spring 2027 | Women-led impact businesses (international) | 6/7 locked |
| Connecticut Child Care Business Expansion GrantGrant · CT | Up to $25,000 | Between Between intakes — next round not announced | Women-owned businesses | 6/7 locked |
| Connecticut Child Care Business Start-Up GrantGrant · CT | Up to $5K–$25K | Between Between intakes — next round not announced | Women-owned businesses | 6/7 locked |
| Visa She's Next Grant ProgramGrant · National | $10,000 | Between Between intakes — next round not announced | Women-owned US small businesses | 6/7 locked |
| Colorado Family Child Care Home Facilities Improvement GrantGrant · CO | Up to $5,000 | Between Between intakes — next round not announced | Women-owned businesses | 6/7 locked |
| Tory Burch Foundation Fellows ProgramFellowship · National | Financial resources (varies) | Between Between intakes — next round not announced | US women entrepreneurs, $75K+ revenue | 6/7 locked |
| Eileen Fisher Women-Owned Business GrantGrant · National | $10,000–$40,000 | Ended Dormant — no verified cycle in recent years | Women-owned mission-driven businesses (dormant) | 6/7 locked |
| Stacy's Rise ProjectGrant · National | $25,000 | Ended Dormant — no cycle since the 2023 applications | Women-founded food & beverage brands (dormant) | 6/7 locked |
| CDC Small Business Finance / Momentus Capital — Small Business LoansLoan · CA/AZ/GA/MI | $30K–$350K (504: up to $30M+) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Texas Small Business Credit Initiative (TSBCI)Loan · TX | $5K–$20M (via lenders) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| NDN Fund — Indigenous Business & Enterprise LoansLoan · National | $10K-$10M+ | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Coastal Enterprises Inc. (CEI) — Small Business Loans and EquityLoan · ME/NH/VT/MA | $5,000–$5,000,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Community Reinvestment Fund USA (CRF) — Small Business LoansLoan · National | $50K–$5M (SBA 7(a)) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Nevada SSBCI Collateral Support ProgramLoan · NV | Up to 49.9% of collateral, max $5M | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Craft3 — Small Business LoansLoan · OR/WA | Up to $4M+ (fixed rate) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Illinois Advantage Illinois Participation Loan Program (PLP)Loan · IL | Up to $2M participation | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Lakota Funds — Native Business & Ag LoansLoan · SD | Up to $2,000,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Indiana Venture Capital Investment (VCI) Tax CreditTax credit · IN | 25-30% of investment | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Ohio Minority Business Direct Loan ProgramLoan · OH | $45K-$1.5M | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| LiftFund — CDFI Small Business LoansLoan · AR/AZ/CO/FL | $500–$1,000,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| South Carolina Community Loan Fund (SCCLF) — Small Business LoansLoan · SC | ~$5K-$1M | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| TruFund Financial Services — CDFI Small Business LoansLoan · NY/AL/LA/TX | $500–$1,000,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Washington Revenue-Based Financing FundLoan · WA | $10K-$500K (up to $1M) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Rhode Island Small Business Assistance Program (SBAP)Loan · RI | $2,000–$750,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| BIA Indian Loan Guarantee and Insurance Program (ILGP)Program · National | Up to $500K (individuals) | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| LISC Entrepreneurs of Color Fund — Small Business LoansLoan · GA/IL/MI/CA | Up to $500,000+ | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| Mountain BizWorks — Western NC Small Business LoansLoan · NC | $1,000–$500,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Pursuit — CDFI Small Business LoansLoan · NY/NJ/CT/PA | $10,000–$500,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Four Bands Community Fund — Business & Ag LoansLoan · SD | Up to $400,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Carolina Small Business Development Fund — Small Business LoansLoan · NC | Up to $350,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| DreamSpring — CDFI Small Business LoansLoan · AL/AZ/CA/CO | $1,000–$350,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Accion Opportunity Fund — Small Business LoansLoan · National | $5,000–$250,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Chicago INVEST South/West Small Business GrantGrant · IL | Up to $250,000 | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| Florida Black Business Loan ProgramLoan · FL | Up to $250,000 | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| HOPE (Hope Enterprise Corporation / Hope Credit Union) — Small Business LoansLoan · AL/AR/LA/MS | Up to $250,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| LEDC — Small Business Loans for Latino and Underserved DMV EntrepreneursLoan · DC/MD/VA | $500–$250,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Mississippi Minority Business Enterprise (MBE) Loan ProgramLoan · MS | $35,001–$250,000 (up to $500,000 with 50% match) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Communities Unlimited — Rural Small Business LoansLoan · AL/AR/LA/MS | $1,000–$200,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Pacific Community Ventures — Good Jobs LoansLoan · CA/CO/NY/TX | $10,000–$200,000 | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Justine PETERSEN — Small Business MicroloansLoan · MO/IL | $500–$150,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Minnesota Emerging Entrepreneur Loan Program (ELP)Loan · MN | $5K–$150K | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Virginia Small Business Financing Authority (VSBFA) Microloan ProgramLoan · VA | $10K-$50K (SWaM); up to $150K | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Ascendus — Small Business Term Loans and MicroloansLoan · AL/AK/AZ/AR | Up to $100,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Hopi Credit Association — Business & Micro-Enterprise LoansLoan · AZ | Up to $100,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Working Solutions — CDFI Small Business LoansLoan · CA | $5,000–$100,000 | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Philadelphia COVID-19 Small Business Relief Grant / Commerce Department Small Business Gr…Grant · PA | Up to $50,000 | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| Ohio Micro-Loan ProgramLoan · OH | $10K-$45K at 0% | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Montana Indian Equity Fund Small Business GrantGrant · MT | Up to $40,000 | Open Closes September 30, 2026 | Native-owned / tribal businesses | 6/7 locked |
| Nimiipuu Community Development Fund — Business LoansLoan · ID/OR/WA | $2,500-$35,000 | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| Kiva U.S. — 0% Interest Microloans for Small BusinessLoan · National | $1,000–$15,000 at 0% interest | Open Rolling — no fixed deadline | Women & minority owners | 7/7 locked |
| Montana Tribal Tourism Small Business GrantGrant · MT | Up to $10,000 | Open Closes November 30, 2026 | Native-owned / tribal businesses | 7/7 locked |
| California IBank Venture Capital Program (Expanding Venture Capital Access)Equity co-investment · CA | Equity co-investment (state-managed $250M) | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| DoD Mentor-Protégé Program (DFARS 219.7100)Program · National | Varies by agreement | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| Indiana Legend Fund — Small Business Loan Participation ProgramLoan · IN | Lender-set loans | Open Rolling — no fixed deadline | Women & minority owners | 6/7 locked |
| MBDA Business Center ProgramProgram · National | Free services (no cash grant) | Open Rolling — no fixed deadline | Free MBDA centre services for minority-owned firms funds organisations | 6/7 locked |
| Native American Bank — Commercial Business LoansLoan · National | Commercial loans (deal-by-deal) | Open Rolling — no fixed deadline | Native-owned / tribal businesses | 6/7 locked |
| ONABEN — Native American Entrepreneurship Programs (Indianpreneurship)Program · National | Free training & TA | Open Rolling — no fixed deadline | Native entrepreneurs (free training) | 6/7 locked |
| Operation HOPE — 1 Million Black Businesses (1MBB)Program · National | Free program + capital access | Open Rolling — no fixed deadline | Black business owners (free coaching & credit building) | 6/7 locked |
| SBA 8(a) Business Development ProgramCertification · National | Sole-source up to $4.5M (mfg: $7M) | Open Rolling — no fixed deadline | Minority-owned businesses | 6/7 locked |
| SBA T.H.R.I.V.E. Emerging Leaders ReimaginedProgram · National | Free (valued up to $5,000–$10,000) | Open Rolling — no fixed deadline | Growth-stage owners (free executive training) | 6/7 locked |
| MBDA Capital Readiness ProgramProgram · National | $400,000–$1,000,000 | Undated Awards go to nonprofit intermediaries, not founders | Nonprofit intermediaries, not founders funds organisations | 6/7 locked |
| Mastercard Strive USA Small Business GrantGrant · National | Grants to organisations (not to businesses) | Undated Funds organisations, not individual businesses | Nonprofits & CDFIs — not individual businesses funds organisations | 6/7 locked |
| Treasury CDFI Fund — Native American CDFI Assistance (NACA) ProgramGrant · National | Up to $1.5M (FA) / $200K (TA) | Between Between intakes — next round not announced | Native CDFIs, not individual businesses funds organisations | 6/7 locked |
| MBDA Women's Entrepreneurship Program (WEP)Grant · National | ~$400,000/yr per grantee | Between Between intakes — next round not announced | Nonprofit operators, not founders funds organisations | 6/7 locked |
| Washington Small Business Flex FundLoan · WA | Up to $250,000 | Between Between intakes — next round not announced | Women & minority owners | 6/7 locked |
| First Peoples Fund — Artist in Business Leadership (ABL) FellowshipFellowship · National | $10,000 | Between Between intakes — next round not announced | Native-owned / tribal businesses | 6/7 locked |
| SBA Community Advantage Small Business Lending Company (CA SBLC)Loan · National | Up to $350,000 | Ended Not accepting applications | Minority-owned businesses | 6/7 locked |
| Illinois OE3 Small Business Capital and Infrastructure Grant ProgramGrant · IL | $10,000–$245,000 | Ended Not accepting applications | Minority-owned businesses | 6/7 locked |
See which of these 103 you actually qualify for. Answer a short eligibility check and GrantCompass ranks every program against your business — and watches the deadline on anything you star, free. No card, no call.
See your matches — free →Tier 1: the 8 programs written specifically for women of color
8 programs in the GrantCompass catalog name women of color in their eligibility rules, and 3 of them are accepting applications on August 23, 2026. The three open ones are the HerRise MicroGrant, digitalundivided’s BREAKTHROUGH cohort grant, and Hot Bread Kitchen’s free HBK Incubates program in New York City. Two are between annual intakes, one closed its 2026 cohort in May, and two have ended: the Fearless Fund Strivers Grant permanently, and the SoGal Black Founder Startup Grant to a dead page.
- digitalundivided BREAKTHROUGH — Grant for Black & Latina Women Founders$5,000 per company · Black & Latina women founders · Open Cohort applications live — Northern California and Nashville (verified Aug 23, 2026) 6 intel fields — locked
- HerRise MicroGrant$1,000 per month · Women of color (51%+ Black, Latina, Asian, Indigenous or multiracial) · Open Rolling — 11:59pm ET on the last day of every month 6 intel fields — locked
- Hot Bread Kitchen — HBK Incubates Food Business ProgramIn-kind (free program) · Food entrepreneurs — focus on women of color & immigrant women · Open Rolling admissions, free 6 intel fields — locked
- Black Girl Ventures BGV Pitch Program$5,000 + audience crowdfund · Black & Brown women founders · Closed 2026 cohort closed May 15, 2026 6 intel fields — locked
- Tarte Shape Your Future Small Business Awards$10,000–$25,000 · Black women-owned businesses · Between Between intakes — next round not announced 7 intel fields — locked
- PepsiCo Juntos Crecemos Jefa-Owned Business Grant$10,000 (20 winners) · Latina-owned food & beverage businesses · Between Between intakes — next round not announced 6 intel fields — locked
- Fearless Fund Strivers Grant$20,000 (program enjoined) · Black women-owned businesses (program ended) · Ended Permanently closed by the September 2024 settlement — will not reopen 7 intel fields — locked
- SoGal Foundation Black Founder Startup Grant$5,000–$10,000 (historical) · Black women & nonbinary founders · Ended Grant page returns 404; no active SoGal grant programme 6 intel fields — locked
Closing in the next 90 days
5 programs on this page have a firm published deadline between today and November 21, 2026, sorted soonest first. Every other open program on this page is rolling, which means there is nothing to race.
Montana Indian Equity Fund Small Business Grant
Up to $40,000 · closes September 30, 2026 · Tier 4
Where the money for women of color actually is in 2026
The money has moved from big branded prizes to small rolling microgrants and to lending. Of the 103 programs on this page, 60 are capital — CDFI loans, tribal loan funds, state credit-enhancement programs — and 29 of the grant-shaped programs are either between intakes or shut. The reliable money is now $1,000 to $5,000, repeatable, and rarely advertised.
Three distinct pools exist, and they behave differently. Corporate and brand microgrants — Sephora, Glossier, Tarte, Visa, PepsiCo — run once a year, award between $10,000 and $100,000, and attract tens of thousands of applicants. 21 of the 103 programs on this page sit in exactly this state right now: real, funded, and closed until their next annual window. Foundation microgrants — HerRise, Amber, Galaxy, Secretsos — award $1,000 to $2,500 on a monthly or quarterly cycle, which means a founder can enter them twelve or four times a year instead of once. Public and quasi-public capital — CDFIs, SSBCI-funded state programs, tribal loan funds — is by far the largest pool by dollars: 52 of these are lending today, and unlike the grants they do not close.
The 2023–2024 legal challenges reshaped the top of this market rather than the bottom. Large, explicitly race-conditioned grant programs became legally exposed; the Fearless Fund Strivers Grant closed permanently in a September 2024 settlement, and Black Ambition suspended its Prize Competition for 2026. Small foundation microgrants and CDFI lending were untouched. A founder optimising for expected dollars in 2026 should therefore work the repeatable small grants and the lenders, and treat the annual brand prizes as lottery tickets she buys once a year when the window opens.
The rolling monthlies: the only programs you can enter more than once a year
62 of the 103 programs on this page have no fixed deadline at all, and a handful of those reset every month or every quarter — which turns a single application into a repeatable habit rather than a one-shot bet.
The HerRise MicroGrant issues $1,000 every month to a woman-of-color-owned small business; applications close at 11:59pm ET on the last day of each month and the winner is announced at HerSuiteSpot’s First Friday mixer. The Amber Grant, run by WomensNet, awards three $10,000 grants every month plus three $50,000 year-end grants drawn from the monthly winners, on the same last-day-of-month cadence. The Women Founders Grant awards $5,000 on a monthly cycle, with the current window closing August 31, 2026 and a $25 application fee. The Secretsos Small Business Grant awards $2,500 each quarter to owners who have been turned down for bank credit, closing on the last day of each quarter — next, September 30, 2026 — for a $15 fee. The Galaxy Grant awards $2,500 and is free to apply to, with a 30-second form and an October 31, 2026 cut-off.
Treat these as a calendar, not a task list. One evening a month spent refreshing the same three or four applications is a materially better use of time than hunting for new programs, because the population of programs written for women of color is small and slow-moving — 8 in a catalog of 665 US funding programs — while the number of chances to enter the rolling ones is unlimited. Star them in the GrantCompass database and the deadline reminder arrives without you tracking it.
Work the full database, not a list
This page is one slice. The GrantCompass database holds all 665 US programs with what is actually true about each one — type, level, status, deadline, amount, and who it is really for. Filter it to women-focused programs that are open right now, star what fits, and we watch the deadlines for you. That part is free, and it is what a list on a blog can never do.
- 1. Filter to women-focused & open
- 2. Star what fits your business
- 3. We email you before each deadline
Programs that paused, closed, or got sued — what actually changed
25 of the 43 women-focused programs on this page are not accepting applications right now — between annual intakes, closed for the cycle, or ended for good. Aggregator lists still show most of them as live, which is the single most expensive thing a founder can be wrong about.
The Fearless Fund Strivers Grant is gone permanently. The $20,000 grant for Black women-owned businesses was suspended by a federal appeals panel in June 2024 and then terminated outright in a September 2024 settlement with the American Alliance for Equal Rights; the settlement bars the contest from operating and it will not reopen. The Fearless Fund itself continues as an investor. Black Ambition is not running its Prize Competition in 2026. Pharrell Williams’ organisation states on its own application page that it is “entering a new phase of impact in 2026” and will not accept new Prize applications, focusing instead on founders already in its portfolio. Comcast RISE has effectively wound down: comcastrise.com now redirects to Comcast’s Project UP page, and no 2026 application window has been published. The SoGal Black Founder Startup Grant has no live page. Eileen Fisher’s women-owned business grant and Stacy’s Rise Project are both dormant, with no verified cycle in recent years, despite appearing on dozens of “grants for women” listicles.
One more category deserves naming, because it wastes the most time: programs that fund organisations rather than founders. Mastercard Strive USA, the MBDA Capital Readiness Program, the MBDA Women’s Entrepreneurship Program and the Treasury’s Native American CDFI Assistance program all award money — to nonprofits, CDFIs and intermediaries who then serve small businesses. An individual business cannot apply to any of them for its own operations. They are marked on this page so you do not spend an afternoon finding that out.
| Program | Amount when open | Verified status — August 23, 2026 |
|---|---|---|
| Black Girl Ventures BGV Pitch Program | $5,000 + audience crowdfund | Closed 2026 cohort closed May 15, 2026 |
| Block Advisors Fund Her Future Grant | $50K + 5×$10K | Closed 2026 window closed — annual, opens in the spring |
| Tarte Shape Your Future Small Business Awards | $10,000–$25,000 | Between Between intakes — next round not announced |
| PepsiCo Juntos Crecemos Jefa-Owned Business Grant | $10,000 (20 winners) | Between Between intakes — next round not announced |
| Glossier Grant for Black-Owned Beauty Businesses | $50,000 (new) / $100,000 (alumni) | Between Between intakes — next round not announced |
| PepsiCo Greenhouse Accelerator — Juntos Crecemos Edition | $20,000 + up to $100,000 grand prize | Between Between intakes — next round not announced |
| Sephora Beauty Grant | $100,000 | Between Between intakes — next round not announced |
| Black Kitchen Initiative Grant (Heinz × The LEE Initiative) | Up to $25,000 | Between Between intakes — next round not announced |
| Camelback Ventures Fellowship | $25,000 seed grant | Between Between intakes — next round not announced |
| LISC Small Business Relief Grants | $5,000–$25,000 (when open) | Between Between intakes — next round not announced |
| NAACP Powershift Entrepreneur Grant | $25,000 | Between Between intakes — next round not announced |
| NAACP × L'Oréal USA Inclusive Beauty Fund | $25,000 | Between Between intakes — next round not announced |
| Power Forward Small Business Grant | $25,000 | Between Between intakes — next round not announced |
| Cartier Women's Initiative Regional Awards | $30K / $60K / $100K | Between 2027 Regional Awards closed June 16, 2026 — next window expected spring 2027 |
| Connecticut Child Care Business Expansion Grant | Up to $25,000 | Between Between intakes — next round not announced |
| Connecticut Child Care Business Start-Up Grant | Up to $5K–$25K | Between Between intakes — next round not announced |
| Visa She's Next Grant Program | $10,000 | Between Between intakes — next round not announced |
| Colorado Family Child Care Home Facilities Improvement Grant | Up to $5,000 | Between Between intakes — next round not announced |
| Tory Burch Foundation Fellows Program | Financial resources (varies) | Between Between intakes — next round not announced |
| Fearless Fund Strivers Grant | $20,000 (program enjoined) | Ended Permanently closed by the September 2024 settlement — will not reopen |
| SoGal Foundation Black Founder Startup Grant | $5,000–$10,000 (historical) | Ended Grant page returns 404; no active SoGal grant programme |
| Black Ambition Prize | Up to $1,000,000 total | Ended No Prize Competition applications in 2026 — organisation says so on its own site |
| Comcast RISE | $5K cash + in-kind pkg | Ended comcastrise.com now redirects to Comcast Project UP — no 2026 window |
| Eileen Fisher Women-Owned Business Grant | $10,000–$40,000 | Ended Dormant — no verified cycle in recent years |
| Stacy's Rise Project | $25,000 | Ended Dormant — no cycle since the 2023 applications |
The numbers behind “grants for women of color”
Of the 665 US funding programs GrantCompass tracks, 103 are usable by a woman of color, 43 are aimed at women in some form, and 8 name women of color explicitly. The tier distribution is the honest shape of this market, and it is not the shape the listicles imply.
The 103 programs by tier
- Tier 1 — explicitly for women of color 8
- Tier 2 — women + minority priority 17
- Tier 3 — general women’s programs 18
- Tier 4 — minority & tribal capital 60
Status on August 23, 2026
- 3 of 8. Only three programs written specifically for women of color are open today. Every other “grant for Black women” you will be shown is either a general women’s grant, a minority program, or closed.
- $25,000 is the median award ceiling across the 36 tier 1–3 cash programs that publish a numeric maximum — not the six-figure numbers the brand prizes advertise.
- 62 of 103 programs have no deadline at all. The scarcity is in targeted programs, not in open ones.
- 60 of 103 are capital, not grants. If you need $50,000 or more, the honest route for a woman of color in 2026 is a CDFI, not a grant competition.
Every row above carries locked intel
Knowing a program exists is the easy half. Every program in the GrantCompass database also carries a Win Layer — the analysis of who actually wins it and why applications fail. Across the 103 programs on this page there are 627 such fields on file, a median of 6 per program, and 102 of 103 programs carry at least five. All of them are locked.
- Approval odds
- What winners look like
- How it is judged
- Rejection traps
- Required documents
- When cash actually lands
- Clawback risk
Pro unlocks all seven fields on all 665 programs, plus deadline alerts. $49/mo · $249/yr.
See what Pro unlocks →The questions founders actually type
There is no free federal grant for starting a business as a Black woman; the Fearless Fund grant is permanently closed; MBE and WBE certification is a contracting tool, not a grant prerequisite; and the two best free-to-apply programs open today are the Galaxy Grant and the SBA’s Women’s Business Centers.
Are there free government grants for Black women to start a business?
No. The federal government does not award start-up grants to individuals by race or gender, and any site promising one is selling something. What the federal government does offer women of color is free infrastructure and contract access: the SBA’s Women’s Business Centers run roughly 150 nonprofit centers offering free counselling and capital-access help; the WOSB and EDWOSB certifications are free and open federal set-aside contracts; the 8(a) Business Development Program does the same for socially and economically disadvantaged owners. Federal grant dollars aimed at this population flow through intermediaries — MBDA Business Centers and the MBDA Women’s Entrepreneurship Program fund nonprofits, which then serve you for free. The cash grants on this page are private and foundation money, not government money.
What happened to the Fearless Fund grant for Black women?
It is permanently closed. The Fearless Fund Strivers Grant awarded $20,000 to businesses majority-owned by Black women. In June 2024 a federal appeals panel ordered the contest suspended after finding the American Alliance for Equal Rights was likely to prevail in its challenge; in September 2024 the parties settled, and the settlement requires the contest to cease. It will not reopen. The Fearless Fund and its foundation continue their other investment and charitable work — the settlement was written narrowly — but the grant contest itself is over. The practical consequence for founders is that lists still ranking it as a live opportunity are stale, and the closest still-running substitutes are the HerRise MicroGrant and the digitalundivided BREAKTHROUGH grant, both an order of magnitude smaller.
Do I need MBE or WBE certification to apply for these grants?
No. Not one of the 8 Tier 1 programs on this page requires a minority or women’s business certification, and neither do the microgrants in Tier 2 and Tier 3. Private grants ask you to self-attest ownership — usually 51% or more — and to supply formation documents and sometimes a tax return. Certification earns its keep somewhere else entirely: winning contracts. Federal set-asides need the free SBA WOSB or 8(a) certification; state and city procurement needs a state MBE or WBE certificate; large corporate supplier-diversity programs need a third-party certification such as WBENC or NMSDC. If your growth plan is contracts, certify. If your growth plan is grants, certification is a distraction that costs weeks.
Which programs for women of color have no application fee?
Application fees are common in this segment and worth checking before you start. The Galaxy Grant is explicitly free to apply to — the form takes about 30 seconds and closes October 31, 2026. The SBA Women’s Business Centers, Hot Bread Kitchen’s HBK Incubates and Operation HOPE’s 1MBB are free programs rather than fee-gated competitions. By contrast, the Women Founders Grant charges a $25 non-refundable fee, and the Secretsos Small Business Grant charges $15. A fee is not automatically a red flag — small foundations use it to filter bots and cover review costs — but it changes the arithmetic of applying to the same $1,000 grant twelve times a year.
Frequently asked questions
What grants are available for Black women business owners right now?
As of August 23, 2026, three programs written specifically for women of color are accepting applications: the HerRise MicroGrant ($1,000 every month, applications close 11:59pm ET on the last day of each month), digitalundivided's BREAKTHROUGH cohort grant ($5,000 per company, currently recruiting in Northern California and Nashville), and Hot Bread Kitchen's HBK Incubates in New York City (a free food-business incubator with rolling admissions rather than a cash grant). Beyond those three, Black women founders are eligible for the wider women-and-minority tier: the Galaxy Grant ($2,500, free to apply, closes October 31, 2026), the Secretsos Small Business Grant ($2,500 a quarter, next cut-off September 30, 2026) and the Antares REACH Grant (up to $20,000, rolling). Two of the best-known Black-women programs are gone: the Fearless Fund Strivers Grant closed permanently under a September 2024 settlement, and Black Ambition is not running its Prize Competition in 2026.
Are there grants for Latina entrepreneurs in 2026?
Yes, but the count is small and most run on annual cycles. digitalundivided's BREAKTHROUGH grant awards $5,000 to Black and Latina women founders and is recruiting cohorts now. PepsiCo's Juntos Crecemos Jefa-Owned Business Grant awards $10,000 to twenty Latina-owned food and beverage businesses each year and is between intakes. The PepsiCo Greenhouse Accelerator Juntos Crecemos track ($20,000 plus a grand prize) is also between intakes. Latina founders in the Washington DC, Maryland and Virginia area can borrow from LEDC, a CDFI built for Latino and immigrant business owners, on a rolling basis. GrantCompass tracks 103 programs on this page that a woman of color can use; 8 of them are written specifically for women of color and 60 are minority or tribal capital programs open to her without being women-specific.
Do women-of-color grants require a certification?
No. None of the eight programs written specifically for women of color requires a minority or women's business certification. Certification matters for a different activity: winning government and corporate contracts. The SBA's Women-Owned Small Business (WOSB) and Economically Disadvantaged WOSB certifications are free and open set-aside federal contracts; the SBA 8(a) Business Development Program does the same for socially and economically disadvantaged owners. Private grants such as the Amber Grant, the Galaxy Grant and the HerRise MicroGrant ask you to self-attest ownership, usually at 51% or more, and to supply formation documents. Treat certification as a contracting tool, not a grant prerequisite.
What's open this month for women of color?
Two dated windows close inside the next two weeks as of August 23, 2026: the DivInc Startup Accelerator ($10,000 equity-free, closing today, August 23) and the Women Founders Grant ($5,000, $25 application fee, closing August 31). Two more close September 30: the Secretsos Small Business Grant ($2,500 quarterly) and the Montana Indian Equity Fund ($40,000 for Native-owned Montana businesses). The Galaxy Grant ($2,500, free to apply) closes October 31, 2026. Separately, 62 of the 103 programs on this page are rolling with no fixed deadline at all, including the monthly HerRise MicroGrant and the monthly Amber Grant. This page is recomputed and republished monthly.